UMB Healthcare Services Selected by Blue Cross and Blue Shield of Kansas City to Provide HSAs: August 2009

August 25, 2009

Kansas City, MO.—UMB Healthcare Services, a division of UMB Financial Corporation (NASDAQ: UMBF), announced today that they were selected by Blue Cross and Blue Shield of Kansas City (Blue KC) to provide Health Savings Accounts (HSA) to its customers.

"UMB is pleased to have the opportunity to partner with Blue Cross and Blue Shield of Kansas City to provide HSA accounts to its customers," said Dennis Triplett, chief executive officer of UMB Healthcare Services. "We believe our financial strength and health care expertise, along with Blue Cross and Blue Shield of Kansas City's outstanding reputation for being a leader in health insurance, will make for an incredible partnership."

"We are pleased to be partnering with UMB, the leading provider of Health Savings Accounts in our area," said Tom Bowser, president and CEO of Blue Cross and Blue Shield of Kansas City. "UMB's innovative approach to technology will now offer one stop enrollment for our customers who choose to open an HSA account, along with easy and convenient accessibility to their HSA account."

Blue KC is now offering UMB's HSA as an integrated part of its BlueSaver® consumer-directed health plan. Members have the opportunity to enroll in the UMB HSA as part of the enrollment process in the BlueSaver® plan. Members will also be able to view their HSA account information through Blue Cross and Blue Shield of Kansas City's member portal.

Since the inception of Medical Savings Accounts in the late 1990's, UMB Healthcare Services has been a leading financial custodian for the health care industry. Today, UMB supports HSAs, Flexible Spending Accounts (FSA) and Health Reimbursement Accounts (HRA). UMB was also the first banking partner to provide multi-purpose card technology for the health care industry.

For more information, please contact UMB Healthcare Services at 816.860.7428 or HSAsales@umb.com.

Funds in an HSA Base Account are held at UMB Bank, n.a., Member FDIC.

About UMB

UMB Financial Corporation (NASDAQ: UMBF) is a financial services holding company headquartered in Kansas City, Mo., offering complete banking, asset management, health spending solutions and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 136 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona.

Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisor that manages the company's proprietary mutual funds and investment advisory accounts for institutional customers. Visit umb.com for more company information.

About Blue KC

Blue KC, the largest not-for-profit health insurer in the state and the only not-for-profit health insurer in Kansas City, has been part of the Kansas City community since 1938. Blue KC provides health coverage to nearly 900,000 residents in the greater Kansas City area and Northwest Missouri. Blue KC is an independent licensee of the Blue Cross and Blue Shield Association. For more information on our company, visit our website at www.BlueKC.com. Our mission statement: We will use our role as the area's leading health insurer to provide affordable access to healthcare and to improve the health and wellness of our members.